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The EBS 2% Back in Cash mortgage offer

EBS is offering home buyers 2% Back in Cash. That’s a nice 2% of the value of your mortgage if you are a first time buyer, mover, or switching your mortgage to EBS. Yep. That's €5,000 on a €250,000 mortgage, Back in Cash. You're welcome.

We don’t like any messing or fussing either. That’s why you get your EBS 2% Back in Cash mortgage offer straight into the current account used to pay your mortgage, using a SEPA direct debit, within 2 months of drawdown.

 

Calculate your cash back

MORTGAGE AMOUNT



BACK IN CASH



 

CTA offer extended

Sounds great. Show me some examples!

The amount you’ll get back depends on the size of your mortgage – so the bigger the mortgage, the bigger the lump sum. Simples. Here are some examples.

Cash back how much 

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What is an EBS mortgage Back in Cash offer?

What is an EBS mortgage Back in Cash offer?

The EBS 2% mortgage Back in Cash offer is a lump sum given to home buyers, based on the value of their mortgage. They receive this within two months after their mortgage has been drawn down - which is pretty handy.

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Home buyers and Murphy's Law

Home buyers and Murphy's Law

Home buyers understand the concept of Murphy's Law better than anyone else - some even miss the best mortgage offers.

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How to use your 2% Back in Cash

How to use your 2% Back in Cash

There's nothing nicer than finding €20 in your wallet's secret compartment or the back of your handbag - and EBS Back in Cash is a bit like that, on a grander scale.

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But am I eligible? Only if...

  • You are a mortgage customer who is a first time buyer, a mover, or is switching a
    mortgage loan to us;
  • The purpose of your mortgage loan is to purchase your principal private residence
    in Ireland or to switch the mortgage loan relating to your principal private residence
    in Ireland to us
  • You have a mortgage loan that draws down between 23rd of June 2016 and 31st of
    March 2017;
  • We receive a fully completed copy of the EBS 2% Back in Cash application form
    from you and this has been accepted by us; and
  • You have a valid SEPA Direct Debit set up on the current account used for the
    mortgage repayment.
  • If you have a tracker mortgage with another mortgage provider, switching your mortgage to EBS means you will lose your existing tracker rate. We recommend you seek independent financial advice before deciding to switch your mortgage.

You will not be eligible if...

  • You are an existing EBS mortgage customer who is availing of a top-up loan or a
    transfer of title mortgage loan; and/or
  • You have already availed of the EBS 2% Back in Cash offer for a mortgage loan
    relating to the same property.

Terms and Conditions

The following terms and conditions apply to the EBS 2% Back in Cash offer:

  • The amount we will pay to you is 2% of the amount of the mortgage loan that is drawn down.
  • It will be paid into the current account used for the mortgage repayment within 2 months of your mortgage loan being drawn down and you must have a valid SEPA Direct Debit set up on this account.
  • We may choose to extend the duration of the offer beyond the period 23rd of June 2016 to
    31st of March 2017.
  • Self build mortgages will receive 2% of the amount drawn down at each stage of drawdown. We will only pay you in relation to drawdowns that happen within 18 months of the first drawdown. The first drawdown must occur during the term of this offer.

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