09 Mar 2017
“Saving for a mortgage deposit? That means no more going out. No spending money. Sure I’ll be sitting in watching two channels, dreaming about a night on the tiles.”
Wrong! Despite popular belief, saving for a deposit is not the end of life as you know it.
Sure, you will need to be careful about how you spend money, and it’s a good idea to be as savvy as you can in this area. But being savvy doesn’t mean you should turn into a total bore as you wait for your deposit to accumulate.
Can you still have fun at the weekends while you are saving for a deposit for your first home? Yes! We are here to prove that with these four ideas you can have fun at weekends without splashing the cash.
1. Explore the great Irish outdoors
We tend to forgot how beautiful this little island we call home actually is. Regardless of where you are in the country, we bet that you’re not too far from a trail, a beach to explore, a mountain to climb, a lake to tour, or a town to get lost in. Get your bike out, dust off your hiking boots or runners and get out there!
Not only will you save money, with all this fresh air and moving around, you’ll get fit too.
For extra savings along the way, why not make your own sandwiches and pack a little picnic? How romantic of you! To get started, do some quick research on websites like Ireland Ways.
2. Dust off the old board games
Board games are retro, but are hours of fun, with no cost! If you are the competitive type, you can set up tournaments and challenges. If not, you can have great laughs with friends and family as you rediscover the old favourites (and Monopoly may just mentally prepare you for the house buying process).
Before you go out and buy board games though, check with your parents if they still have some in the attic (the more retro, the better). Invite some friends and family over and start a serious game session that is hours of fun at no cost!
Not into board games? Not a problem! Have you got cards? Their popularity is growing and you’ll be surprised how quickly you’ll get into the swing of things.
3. Get some culture
Why not have a break from the norm, and visit an art exhibition or museum? If you’re into history, you can search by county and keyword on Irishmuseums.org. Most museums and art galleries in Ireland are free of charge, and are a unique way to spend a Saturday or Sunday afternoon.
And here’s one that will take some of you back to your primary school days – the bog people in the National Museum. There’s also the option of smaller galleries, where you can check out some local artists. Visit Dublin or The Culture Trip will list the cultural spots off the beaten track.
Aside from broadening the mind, these galleries and museums can be great inspiration for any future home decor, too (bet you didn’t think of that one).
4. Free fun events
If you are not into the cultural experiences but still want to get out, there are dozens of free events all around the country every weekend (and they’re really easy to find). Do a quick search online for free events in your town or city, and see the results from the likes of Discover Ireland, the Dublin Event Guide For Free Events, and many more.
Another great resource for events happening in your area is the local paper. If this doesn’t come to your door, then check it out in your local supermarket.
Thinking of buying a house in Ireland?
Before you even start seriously saving, consider coming in to your local EBS for a pre-mortgage meeting. It’s a short meeting, with no commitment needed from your end, that can have a massive impact on your savings.
Our advisors can help you set out the roadmap to how much you can borrow and therefore need to save. They can show you the best savings products for you and make sure you become the best deposit saver you can be (and still have a life).
EBS d.a.c. is regulated by the Central Bank of Ireland.
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