— EXCHANGE RATES FOR —

Non-Euro EU/EEA currencies on debit cards

Conversion rates

Money Manager Card

Last Updated: 12 May 2025, 22:15

Non-Euro EU Member Currency EBS Rate* (Inclusive of 1.00% bank fee) ECB Rate EBS & ECB % Difference
Bulgaria Lev (BGN) 00.5164 00.5113 01.00
Czech Republic Koruna (CZK) 00.0406 00.0400 01.38
Denmark Krone (DKK) 00.1354 00.1341 01.01
Hungary Forint (HUF) 00.0025 00.0025 03.29
Iceland Krona (ISK) 00.0070 00.0068 02.25
Liechtenstein Swiss Franc (CHF) 01.0806 01.0673 01.24
Norway Krone (NOK) 00.0873 00.0862 01.26
Poland Zloty (PLN) 00.2391 00.2358 01.38
Romania Leu (RON) 00.2007 00.1960 02.40
Sweden Krona (SEK) 00.0930 00.0919 01.20
United Kingdom Pound Sterling (GBP) 01.2012 01.1864 01.25
Bulgaria Lev (BGN)
EBS Rate* (Inclusive of 1.00% bank fee) 00.5113
ECB Rate 00.5113
EBS & ECB % Difference -00.00
Czech Republic Koruna (CZK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0402
ECB Rate 00.0400
EBS & ECB % Difference 00.37
Denmark Krone (DKK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.1341
ECB Rate 00.1341
EBS & ECB % Difference 00.01
Hungary Forint (HUF)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0025
ECB Rate 00.0025
EBS & ECB % Difference 02.27
Iceland Krona (ISK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0069
ECB Rate 00.0068
EBS & ECB % Difference 01.24
Liechtenstein Swiss Franc (CHF)
EBS Rate* (Inclusive of 1.00% bank fee) 01.0699
ECB Rate 01.0673
EBS & ECB % Difference 00.24
Norway Krone (NOK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0865
ECB Rate 00.0862
EBS & ECB % Difference 00.26
Poland Zloty (PLN)
EBS Rate* (Inclusive of 1.00% bank fee) 00.2367
ECB Rate 00.2358
EBS & ECB % Difference 00.37
Romania Leu (RON)
EBS Rate* (Inclusive of 1.00% bank fee) 00.1987
ECB Rate 00.1960
EBS & ECB % Difference 01.39
Sweden Krona (SEK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0921
ECB Rate 00.0919
EBS & ECB % Difference 00.20
United Kingdom Pound Sterling (GBP)
EBS Rate* (Inclusive of 1.00% bank fee) 01.1893
ECB Rate 01.1864
EBS & ECB % Difference 00.25

* EBS rate is the Mastercard rate plus the currency conversion fee.

Conversion rates

Teen Card

Last Updated: 12 May 2025, 22:15

Non-Euro EU Member Currency EBS Rate* ECB Rate EBS & ECB % Difference
Bulgaria Lev (BGN) 00.5113 00.5113 -00.00
Czech Republic Koruna (CZK) 00.0402 00.0400 00.37
Denmark Krone (DKK) 00.1341 00.1341 00.01
Hungary Forint (HUF) 00.0025 00.0025 02.27
Iceland Krona (ISK) 00.0069 00.0068 01.24
Liechtenstein Swiss Franc (CHF) 01.0699 01.0673 00.24
Norway Krone (NOK) 00.0865 00.0862 00.26
Poland Zloty (PLN) 00.2367 00.2358 00.37
Romania Leu (RON) 00.1987 00.1960 01.39
Sweden Krona (SEK) 00.0921 00.0919 00.20
United Kingdom Pound Sterling (GBP) 01.1893 01.1864 00.25
Bulgaria Lev (BGN)
EBS Rate* 00.5113
ECB Rate 00.5113
EBS & ECB % Difference -00.00
Czech Republic Koruna (CZK)
EBS Rate* 00.0402
ECB Rate 00.0400
EBS & ECB % Difference 00.37
Denmark Krone (DKK)
EBS Rate* 00.1341
ECB Rate 00.1341
EBS & ECB % Difference 00.01
Hungary Forint (HUF)
EBS Rate* 00.0025
ECB Rate 00.0025
EBS & ECB % Difference 02.27
Iceland Krona (ISK)
EBS Rate* 00.0069
ECB Rate 00.0068
EBS & ECB % Difference 01.24
Liechtenstein Swiss Franc (CHF)
EBS Rate* 01.0699
ECB Rate 01.0673
EBS & ECB % Difference 00.24
Norway Krone (NOK)
EBS Rate* 00.0865
ECB Rate 00.0862
EBS & ECB % Difference 00.26
Poland Zloty (PLN)
EBS Rate* 00.2367
ECB Rate 00.2358
EBS & ECB % Difference 00.37
Romania Leu (RON)
EBS Rate* 00.1987
ECB Rate 00.1960
EBS & ECB % Difference 01.39
Sweden Krona (SEK)
EBS Rate* 00.0921
ECB Rate 00.0919
EBS & ECB % Difference 00.20
United Kingdom Pound Sterling (GBP)
EBS Rate* 01.1893
ECB Rate 01.1864
EBS & ECB % Difference 00.25

* EBS rate is the Mastercard rate.

Currency conversion fees

For non-euro transactions we apply the following fees to the MoneyManager Debit card. There are no fees on the Teen Savings Debit card.

Transaction Type  ATM Withdrawals Using a Debit Card for purchases in a foreign currency
Currency Conversion
Fee (non-euro)
1% of transaction value
Min. €1.91 – Max. €6.00
1% of transaction value
Min. €0.30 – Max. €6.00

Important Information

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Debit card to pay for something that is not in euro, Mastercard will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges detailed in your terms and conditions.