— EXCHANGE RATES FOR —

Non-Euro EU/EEA currencies on debit cards

Conversion rates

Money Manager Card

Last Updated: 03 Oct 2025, 23:15

Non-Euro EU Member Currency EBS Rate* (Inclusive of 1.00% bank fee) ECB Rate EBS & ECB % Difference
Bulgaria Lev (BGN) 00.5164 00.5113 01.00
Czech Republic Koruna (CZK) 00.0417 00.0412 01.20
Denmark Krone (DKK) 00.1353 00.1339 01.02
Hungary Forint (HUF) 00.0026 00.0026 01.79
Iceland Krona (ISK) 00.0071 00.0070 01.53
Liechtenstein Swiss Franc (CHF) 01.0823 01.0703 01.12
Norway Krone (NOK) 00.0868 00.0857 01.32
Poland Zloty (PLN) 00.2376 00.2350 01.12
Romania Leu (RON) 00.1996 00.1964 01.62
Sweden Krona (SEK) 00.0920 00.0909 01.22
United Kingdom Pound Sterling (GBP) 01.1599 01.1460 01.21
Bulgaria Lev (BGN)
EBS Rate* (Inclusive of 1.00% bank fee) 00.5113
ECB Rate 00.5113
EBS & ECB % Difference -00.00
Czech Republic Koruna (CZK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0413
ECB Rate 00.0412
EBS & ECB % Difference 00.20
Denmark Krone (DKK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.1340
ECB Rate 00.1339
EBS & ECB % Difference 00.02
Hungary Forint (HUF)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0026
ECB Rate 00.0026
EBS & ECB % Difference 00.79
Iceland Krona (ISK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0071
ECB Rate 00.0070
EBS & ECB % Difference 00.52
Liechtenstein Swiss Franc (CHF)
EBS Rate* (Inclusive of 1.00% bank fee) 01.0716
ECB Rate 01.0703
EBS & ECB % Difference 00.12
Norway Krone (NOK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0859
ECB Rate 00.0857
EBS & ECB % Difference 00.31
Poland Zloty (PLN)
EBS Rate* (Inclusive of 1.00% bank fee) 00.2353
ECB Rate 00.2350
EBS & ECB % Difference 00.12
Romania Leu (RON)
EBS Rate* (Inclusive of 1.00% bank fee) 00.1976
ECB Rate 00.1964
EBS & ECB % Difference 00.61
Sweden Krona (SEK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0911
ECB Rate 00.0909
EBS & ECB % Difference 00.21
United Kingdom Pound Sterling (GBP)
EBS Rate* (Inclusive of 1.00% bank fee) 01.1484
ECB Rate 01.1460
EBS & ECB % Difference 00.21

* EBS rate is the Mastercard rate plus the currency conversion fee.

Conversion rates

Teen Card

Last Updated: 03 Oct 2025, 23:15

Non-Euro EU Member Currency EBS Rate* ECB Rate EBS & ECB % Difference
Bulgaria Lev (BGN) 00.5113 00.5113 -00.00
Czech Republic Koruna (CZK) 00.0413 00.0412 00.20
Denmark Krone (DKK) 00.1340 00.1339 00.02
Hungary Forint (HUF) 00.0026 00.0026 00.79
Iceland Krona (ISK) 00.0071 00.0070 00.52
Liechtenstein Swiss Franc (CHF) 01.0716 01.0703 00.12
Norway Krone (NOK) 00.0859 00.0857 00.31
Poland Zloty (PLN) 00.2353 00.2350 00.12
Romania Leu (RON) 00.1976 00.1964 00.61
Sweden Krona (SEK) 00.0911 00.0909 00.21
United Kingdom Pound Sterling (GBP) 01.1484 01.1460 00.21
Bulgaria Lev (BGN)
EBS Rate* 00.5113
ECB Rate 00.5113
EBS & ECB % Difference -00.00
Czech Republic Koruna (CZK)
EBS Rate* 00.0413
ECB Rate 00.0412
EBS & ECB % Difference 00.20
Denmark Krone (DKK)
EBS Rate* 00.1340
ECB Rate 00.1339
EBS & ECB % Difference 00.02
Hungary Forint (HUF)
EBS Rate* 00.0026
ECB Rate 00.0026
EBS & ECB % Difference 00.79
Iceland Krona (ISK)
EBS Rate* 00.0071
ECB Rate 00.0070
EBS & ECB % Difference 00.52
Liechtenstein Swiss Franc (CHF)
EBS Rate* 01.0716
ECB Rate 01.0703
EBS & ECB % Difference 00.12
Norway Krone (NOK)
EBS Rate* 00.0859
ECB Rate 00.0857
EBS & ECB % Difference 00.31
Poland Zloty (PLN)
EBS Rate* 00.2353
ECB Rate 00.2350
EBS & ECB % Difference 00.12
Romania Leu (RON)
EBS Rate* 00.1976
ECB Rate 00.1964
EBS & ECB % Difference 00.61
Sweden Krona (SEK)
EBS Rate* 00.0911
ECB Rate 00.0909
EBS & ECB % Difference 00.21
United Kingdom Pound Sterling (GBP)
EBS Rate* 01.1484
ECB Rate 01.1460
EBS & ECB % Difference 00.21

* EBS rate is the Mastercard rate.

Currency conversion fees

For non-euro transactions we apply the following fees to the MoneyManager Debit card. There are no fees on the Teen Savings Debit card.

Transaction Type  ATM Withdrawals Using a Debit Card for purchases in a foreign currency
Currency Conversion
Fee (non-euro)
1% of transaction value
Min. €1.91 – Max. €6.00
1% of transaction value
Min. €0.30 – Max. €6.00

Important Information

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Debit card to pay for something that is not in euro, Mastercard will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges detailed in your terms and conditions.