— EXCHANGE RATES FOR —

Non-Euro EU/EEA currencies on debit cards

Conversion rates

Money Manager Card

Last Updated: 11 Apr 2024, 22:20

Non-Euro EU Member Currency EBS Rate* (Inclusive of 1.00% bank fee) ECB Rate EBS & ECB % Difference
Bulgaria Lev (BGN) 00.5164 00.5113 01.00
Czech Republic Koruna (CZK) 00.0398 00.0394 01.17
Denmark Krone (DKK) 00.1354 00.1340 01.03
Hungary Forint (HUF) 00.0026 00.0026 01.77
Iceland Krona (ISK) 00.0068 00.0067 02.26
Liechtenstein Swiss Franc (CHF) 01.0363 01.0218 01.42
Norway Krone (NOK) 00.0872 00.0861 01.34
Poland Zloty (PLN) 00.2376 00.2349 01.13
Romania Leu (RON) 00.2045 00.2012 01.65
Sweden Krona (SEK) 00.0879 00.0867 01.36
United Kingdom Pound Sterling (GBP) 01.1825 01.1692 01.14
Bulgaria Lev (BGN)
EBS Rate* (Inclusive of 1.00% bank fee) 00.5113
ECB Rate 00.5113
EBS & ECB % Difference -00.00
Czech Republic Koruna (CZK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0394
ECB Rate 00.0394
EBS & ECB % Difference 00.17
Denmark Krone (DKK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.1341
ECB Rate 00.1340
EBS & ECB % Difference 00.03
Hungary Forint (HUF)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0026
ECB Rate 00.0026
EBS & ECB % Difference 00.77
Iceland Krona (ISK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0067
ECB Rate 00.0067
EBS & ECB % Difference 01.25
Liechtenstein Swiss Franc (CHF)
EBS Rate* (Inclusive of 1.00% bank fee) 01.0261
ECB Rate 01.0218
EBS & ECB % Difference 00.42
Norway Krone (NOK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0864
ECB Rate 00.0861
EBS & ECB % Difference 00.34
Poland Zloty (PLN)
EBS Rate* (Inclusive of 1.00% bank fee) 00.2352
ECB Rate 00.2349
EBS & ECB % Difference 00.13
Romania Leu (RON)
EBS Rate* (Inclusive of 1.00% bank fee) 00.2024
ECB Rate 00.2012
EBS & ECB % Difference 00.64
Sweden Krona (SEK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0870
ECB Rate 00.0867
EBS & ECB % Difference 00.36
United Kingdom Pound Sterling (GBP)
EBS Rate* (Inclusive of 1.00% bank fee) 01.1708
ECB Rate 01.1692
EBS & ECB % Difference 00.13

* EBS rate is the Mastercard rate plus the currency conversion fee.

Conversion rates

Teen Card

Last Updated: 11 Apr 2024, 22:20

Non-Euro EU Member Currency EBS Rate* ECB Rate EBS & ECB % Difference
Bulgaria Lev (BGN) 00.5113 00.5113 -00.00
Czech Republic Koruna (CZK) 00.0394 00.0394 00.17
Denmark Krone (DKK) 00.1341 00.1340 00.03
Hungary Forint (HUF) 00.0026 00.0026 00.77
Iceland Krona (ISK) 00.0067 00.0067 01.25
Liechtenstein Swiss Franc (CHF) 01.0261 01.0218 00.42
Norway Krone (NOK) 00.0864 00.0861 00.34
Poland Zloty (PLN) 00.2352 00.2349 00.13
Romania Leu (RON) 00.2024 00.2012 00.64
Sweden Krona (SEK) 00.0870 00.0867 00.36
United Kingdom Pound Sterling (GBP) 01.1708 01.1692 00.13
Bulgaria Lev (BGN)
EBS Rate* 00.5113
ECB Rate 00.5113
EBS & ECB % Difference -00.00
Czech Republic Koruna (CZK)
EBS Rate* 00.0394
ECB Rate 00.0394
EBS & ECB % Difference 00.17
Denmark Krone (DKK)
EBS Rate* 00.1341
ECB Rate 00.1340
EBS & ECB % Difference 00.03
Hungary Forint (HUF)
EBS Rate* 00.0026
ECB Rate 00.0026
EBS & ECB % Difference 00.77
Iceland Krona (ISK)
EBS Rate* 00.0067
ECB Rate 00.0067
EBS & ECB % Difference 01.25
Liechtenstein Swiss Franc (CHF)
EBS Rate* 01.0261
ECB Rate 01.0218
EBS & ECB % Difference 00.42
Norway Krone (NOK)
EBS Rate* 00.0864
ECB Rate 00.0861
EBS & ECB % Difference 00.34
Poland Zloty (PLN)
EBS Rate* 00.2352
ECB Rate 00.2349
EBS & ECB % Difference 00.13
Romania Leu (RON)
EBS Rate* 00.2024
ECB Rate 00.2012
EBS & ECB % Difference 00.64
Sweden Krona (SEK)
EBS Rate* 00.0870
ECB Rate 00.0867
EBS & ECB % Difference 00.36
United Kingdom Pound Sterling (GBP)
EBS Rate* 01.1708
ECB Rate 01.1692
EBS & ECB % Difference 00.13

* EBS rate is the Mastercard rate.

Currency conversion fees

For non-euro transactions we apply the following fees to the MoneyManager Debit card. There are no fees on the Teen Savings Debit card.

Transaction Type  ATM Withdrawals Using a Debit Card for purchases in a foreign currency
Currency Conversion
Fee (non-euro)
1% of transaction value
Min. €1.91 – Max. €6.00
1% of transaction value
Min. €0.30 – Max. €6.00
Important Information
  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Debit card to pay for something that is not in euro, Mastercard will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges detailed in your terms and conditions.