— EXCHANGE RATES FOR —

Non-Euro EU/EEA currencies on debit cards

Conversion rates

Money Manager Card

Last Updated: 01 Dec 2023, 22:15

Non-Euro EU Member Currency EBS Rate* (Inclusive of 1.00% bank fee) ECB Rate EBS & ECB % Difference
Bulgaria Lev (BGN) 00.5164 00.5113 01.00
Czech Republic Koruna (CZK) 00.0416 00.0411 01.29
Denmark Krone (DKK) 00.1355 00.1342 01.01
Hungary Forint (HUF) 00.0027 00.0026 01.84
Iceland Krona (ISK) 00.0067 00.0066 01.31
Liechtenstein Swiss Franc (CHF) 01.0690 01.0493 01.87
Norway Krone (NOK) 00.0871 00.0855 01.95
Poland Zloty (PLN) 00.2336 00.2303 01.47
Romania Leu (RON) 00.2050 00.2012 01.92
Sweden Krona (SEK) 00.0895 00.0879 01.82
United Kingdom Pound Sterling (GBP) 01.1784 01.1622 01.39
Bulgaria Lev (BGN)
EBS Rate* (Inclusive of 1.00% bank fee) 00.5113
ECB Rate 00.5113
EBS & ECB % Difference -00.00
Czech Republic Koruna (CZK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0412
ECB Rate 00.0411
EBS & ECB % Difference 00.29
Denmark Krone (DKK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.1342
ECB Rate 00.1342
EBS & ECB % Difference 00.01
Hungary Forint (HUF)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0027
ECB Rate 00.0026
EBS & ECB % Difference 00.83
Iceland Krona (ISK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0066
ECB Rate 00.0066
EBS & ECB % Difference 00.31
Liechtenstein Swiss Franc (CHF)
EBS Rate* (Inclusive of 1.00% bank fee) 01.0584
ECB Rate 01.0493
EBS & ECB % Difference 00.87
Norway Krone (NOK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0863
ECB Rate 00.0855
EBS & ECB % Difference 00.94
Poland Zloty (PLN)
EBS Rate* (Inclusive of 1.00% bank fee) 00.2313
ECB Rate 00.2303
EBS & ECB % Difference 00.46
Romania Leu (RON)
EBS Rate* (Inclusive of 1.00% bank fee) 00.2030
ECB Rate 00.2012
EBS & ECB % Difference 00.91
Sweden Krona (SEK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0887
ECB Rate 00.0879
EBS & ECB % Difference 00.82
United Kingdom Pound Sterling (GBP)
EBS Rate* (Inclusive of 1.00% bank fee) 01.1667
ECB Rate 01.1622
EBS & ECB % Difference 00.39

* EBS rate is the Mastercard rate plus the currency conversion fee.

Conversion rates

Teen Card

Last Updated: 01 Dec 2023, 22:15

Non-Euro EU Member Currency EBS Rate* ECB Rate EBS & ECB % Difference
Bulgaria Lev (BGN) 00.5113 00.5113 -00.00
Czech Republic Koruna (CZK) 00.0412 00.0411 00.29
Denmark Krone (DKK) 00.1342 00.1342 00.01
Hungary Forint (HUF) 00.0027 00.0026 00.83
Iceland Krona (ISK) 00.0066 00.0066 00.31
Liechtenstein Swiss Franc (CHF) 01.0584 01.0493 00.87
Norway Krone (NOK) 00.0863 00.0855 00.94
Poland Zloty (PLN) 00.2313 00.2303 00.46
Romania Leu (RON) 00.2030 00.2012 00.91
Sweden Krona (SEK) 00.0887 00.0879 00.82
United Kingdom Pound Sterling (GBP) 01.1667 01.1622 00.39
Bulgaria Lev (BGN)
EBS Rate* 00.5113
ECB Rate 00.5113
EBS & ECB % Difference -00.00
Czech Republic Koruna (CZK)
EBS Rate* 00.0412
ECB Rate 00.0411
EBS & ECB % Difference 00.29
Denmark Krone (DKK)
EBS Rate* 00.1342
ECB Rate 00.1342
EBS & ECB % Difference 00.01
Hungary Forint (HUF)
EBS Rate* 00.0027
ECB Rate 00.0026
EBS & ECB % Difference 00.83
Iceland Krona (ISK)
EBS Rate* 00.0066
ECB Rate 00.0066
EBS & ECB % Difference 00.31
Liechtenstein Swiss Franc (CHF)
EBS Rate* 01.0584
ECB Rate 01.0493
EBS & ECB % Difference 00.87
Norway Krone (NOK)
EBS Rate* 00.0863
ECB Rate 00.0855
EBS & ECB % Difference 00.94
Poland Zloty (PLN)
EBS Rate* 00.2313
ECB Rate 00.2303
EBS & ECB % Difference 00.46
Romania Leu (RON)
EBS Rate* 00.2030
ECB Rate 00.2012
EBS & ECB % Difference 00.91
Sweden Krona (SEK)
EBS Rate* 00.0887
ECB Rate 00.0879
EBS & ECB % Difference 00.82
United Kingdom Pound Sterling (GBP)
EBS Rate* 01.1667
ECB Rate 01.1622
EBS & ECB % Difference 00.39

* EBS rate is the Mastercard rate.

Currency conversion fees

For non-euro transactions we apply the following fees to the MoneyManager Debit card. There are no fees on the Teen Savings Debit card.

Transaction Type  ATM Withdrawals Using a Debit Card for purchases in a foreign currency
Currency Conversion
Fee (non-euro)
1% of transaction value
Min. €1.91 – Max. €6.00
1% of transaction value
Min. €0.30 – Max. €6.00
Important Information
  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Debit card to pay for something that is not in euro, Mastercard will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges detailed in your terms and conditions.