— EXCHANGE RATES FOR —

Non-Euro EU/EEA currencies on debit cards

Conversion rates

Money Manager Card

Last Updated: 26 Jul 2024, 15:15

Non-Euro EU Member Currency EBS Rate* (Inclusive of 1.00% bank fee) ECB Rate EBS & ECB % Difference
Bulgaria Lev (BGN) 00.5164 00.5113 01.00
Czech Republic Koruna (CZK) 00.0398 00.0394 01.16
Denmark Krone (DKK) 00.1354 00.1340 01.02
Hungary Forint (HUF) 00.0026 00.0025 01.70
Iceland Krona (ISK) 00.0068 00.0067 01.07
Liechtenstein Swiss Franc (CHF) 01.0610 01.0489 01.16
Norway Krone (NOK) 00.0847 00.0828 02.32
Poland Zloty (PLN) 00.2358 00.2327 01.33
Romania Leu (RON) 00.2041 00.2012 01.44
Sweden Krona (SEK) 00.0866 00.0849 01.91
United Kingdom Pound Sterling (GBP) 01.2037 01.1865 01.45
Bulgaria Lev (BGN)
EBS Rate* (Inclusive of 1.00% bank fee) 00.5113
ECB Rate 00.5113
EBS & ECB % Difference -00.00
Czech Republic Koruna (CZK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0395
ECB Rate 00.0394
EBS & ECB % Difference 00.16
Denmark Krone (DKK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.1340
ECB Rate 00.1340
EBS & ECB % Difference 00.02
Hungary Forint (HUF)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0026
ECB Rate 00.0025
EBS & ECB % Difference 00.69
Iceland Krona (ISK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0067
ECB Rate 00.0067
EBS & ECB % Difference 00.07
Liechtenstein Swiss Franc (CHF)
EBS Rate* (Inclusive of 1.00% bank fee) 01.0505
ECB Rate 01.0489
EBS & ECB % Difference 00.16
Norway Krone (NOK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0838
ECB Rate 00.0828
EBS & ECB % Difference 01.30
Poland Zloty (PLN)
EBS Rate* (Inclusive of 1.00% bank fee) 00.2335
ECB Rate 00.2327
EBS & ECB % Difference 00.33
Romania Leu (RON)
EBS Rate* (Inclusive of 1.00% bank fee) 00.2021
ECB Rate 00.2012
EBS & ECB % Difference 00.43
Sweden Krona (SEK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0857
ECB Rate 00.0849
EBS & ECB % Difference 00.90
United Kingdom Pound Sterling (GBP)
EBS Rate* (Inclusive of 1.00% bank fee) 01.1918
ECB Rate 01.1865
EBS & ECB % Difference 00.44

* EBS rate is the Mastercard rate plus the currency conversion fee.

Conversion rates

Teen Card

Last Updated: 26 Jul 2024, 15:15

Non-Euro EU Member Currency EBS Rate* ECB Rate EBS & ECB % Difference
Bulgaria Lev (BGN) 00.5113 00.5113 -00.00
Czech Republic Koruna (CZK) 00.0395 00.0394 00.16
Denmark Krone (DKK) 00.1340 00.1340 00.02
Hungary Forint (HUF) 00.0026 00.0025 00.69
Iceland Krona (ISK) 00.0067 00.0067 00.07
Liechtenstein Swiss Franc (CHF) 01.0505 01.0489 00.16
Norway Krone (NOK) 00.0838 00.0828 01.30
Poland Zloty (PLN) 00.2335 00.2327 00.33
Romania Leu (RON) 00.2021 00.2012 00.43
Sweden Krona (SEK) 00.0857 00.0849 00.90
United Kingdom Pound Sterling (GBP) 01.1918 01.1865 00.44
Bulgaria Lev (BGN)
EBS Rate* 00.5113
ECB Rate 00.5113
EBS & ECB % Difference -00.00
Czech Republic Koruna (CZK)
EBS Rate* 00.0395
ECB Rate 00.0394
EBS & ECB % Difference 00.16
Denmark Krone (DKK)
EBS Rate* 00.1340
ECB Rate 00.1340
EBS & ECB % Difference 00.02
Hungary Forint (HUF)
EBS Rate* 00.0026
ECB Rate 00.0025
EBS & ECB % Difference 00.69
Iceland Krona (ISK)
EBS Rate* 00.0067
ECB Rate 00.0067
EBS & ECB % Difference 00.07
Liechtenstein Swiss Franc (CHF)
EBS Rate* 01.0505
ECB Rate 01.0489
EBS & ECB % Difference 00.16
Norway Krone (NOK)
EBS Rate* 00.0838
ECB Rate 00.0828
EBS & ECB % Difference 01.30
Poland Zloty (PLN)
EBS Rate* 00.2335
ECB Rate 00.2327
EBS & ECB % Difference 00.33
Romania Leu (RON)
EBS Rate* 00.2021
ECB Rate 00.2012
EBS & ECB % Difference 00.43
Sweden Krona (SEK)
EBS Rate* 00.0857
ECB Rate 00.0849
EBS & ECB % Difference 00.90
United Kingdom Pound Sterling (GBP)
EBS Rate* 01.1918
ECB Rate 01.1865
EBS & ECB % Difference 00.44

* EBS rate is the Mastercard rate.

Currency conversion fees

For non-euro transactions we apply the following fees to the MoneyManager Debit card. There are no fees on the Teen Savings Debit card.

Transaction Type  ATM Withdrawals Using a Debit Card for purchases in a foreign currency
Currency Conversion
Fee (non-euro)
1% of transaction value
Min. €1.91 – Max. €6.00
1% of transaction value
Min. €0.30 – Max. €6.00
Important Information
  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Debit card to pay for something that is not in euro, Mastercard will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges detailed in your terms and conditions.