— EXCHANGE RATES FOR —

Non-Euro EU/EEA currencies on debit cards

Conversion rates

Money Manager Card

Last Updated: 01 Jul 2025, 23:15

Non-Euro EU Member Currency EBS Rate* (Inclusive of 1.00% bank fee) ECB Rate EBS & ECB % Difference
Bulgaria Lev (BGN) 00.5164 00.5113 01.00
Czech Republic Koruna (CZK) 00.0409 00.0405 01.06
Denmark Krone (DKK) 00.1354 00.1340 01.01
Hungary Forint (HUF) 00.0026 00.0025 01.83
Iceland Krona (ISK) 00.0071 00.0070 00.76
Liechtenstein Swiss Franc (CHF) 01.0856 01.0725 01.22
Norway Krone (NOK) 00.0855 00.0844 01.28
Poland Zloty (PLN) 00.2384 00.2356 01.18
Romania Leu (RON) 00.2004 00.1971 01.70
Sweden Krona (SEK) 00.0909 00.0896 01.41
United Kingdom Pound Sterling (GBP) 01.1806 01.1644 01.39
Bulgaria Lev (BGN)
EBS Rate* (Inclusive of 1.00% bank fee) 00.5113
ECB Rate 00.5113
EBS & ECB % Difference -00.00
Czech Republic Koruna (CZK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0405
ECB Rate 00.0405
EBS & ECB % Difference 00.06
Denmark Krone (DKK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.1341
ECB Rate 00.1340
EBS & ECB % Difference 00.01
Hungary Forint (HUF)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0025
ECB Rate 00.0025
EBS & ECB % Difference 00.83
Iceland Krona (ISK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0070
ECB Rate 00.0070
EBS & ECB % Difference -00.24
Liechtenstein Swiss Franc (CHF)
EBS Rate* (Inclusive of 1.00% bank fee) 01.0748
ECB Rate 01.0725
EBS & ECB % Difference 00.21
Norway Krone (NOK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0847
ECB Rate 00.0844
EBS & ECB % Difference 00.28
Poland Zloty (PLN)
EBS Rate* (Inclusive of 1.00% bank fee) 00.2360
ECB Rate 00.2356
EBS & ECB % Difference 00.18
Romania Leu (RON)
EBS Rate* (Inclusive of 1.00% bank fee) 00.1985
ECB Rate 00.1971
EBS & ECB % Difference 00.69
Sweden Krona (SEK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0900
ECB Rate 00.0896
EBS & ECB % Difference 00.40
United Kingdom Pound Sterling (GBP)
EBS Rate* (Inclusive of 1.00% bank fee) 01.1689
ECB Rate 01.1644
EBS & ECB % Difference 00.39

* EBS rate is the Mastercard rate plus the currency conversion fee.

Conversion rates

Teen Card

Last Updated: 01 Jul 2025, 23:15

Non-Euro EU Member Currency EBS Rate* ECB Rate EBS & ECB % Difference
Bulgaria Lev (BGN) 00.5113 00.5113 -00.00
Czech Republic Koruna (CZK) 00.0405 00.0405 00.06
Denmark Krone (DKK) 00.1341 00.1340 00.01
Hungary Forint (HUF) 00.0025 00.0025 00.83
Iceland Krona (ISK) 00.0070 00.0070 -00.24
Liechtenstein Swiss Franc (CHF) 01.0748 01.0725 00.21
Norway Krone (NOK) 00.0847 00.0844 00.28
Poland Zloty (PLN) 00.2360 00.2356 00.18
Romania Leu (RON) 00.1985 00.1971 00.69
Sweden Krona (SEK) 00.0900 00.0896 00.40
United Kingdom Pound Sterling (GBP) 01.1689 01.1644 00.39
Bulgaria Lev (BGN)
EBS Rate* 00.5113
ECB Rate 00.5113
EBS & ECB % Difference -00.00
Czech Republic Koruna (CZK)
EBS Rate* 00.0405
ECB Rate 00.0405
EBS & ECB % Difference 00.06
Denmark Krone (DKK)
EBS Rate* 00.1341
ECB Rate 00.1340
EBS & ECB % Difference 00.01
Hungary Forint (HUF)
EBS Rate* 00.0025
ECB Rate 00.0025
EBS & ECB % Difference 00.83
Iceland Krona (ISK)
EBS Rate* 00.0070
ECB Rate 00.0070
EBS & ECB % Difference -00.24
Liechtenstein Swiss Franc (CHF)
EBS Rate* 01.0748
ECB Rate 01.0725
EBS & ECB % Difference 00.21
Norway Krone (NOK)
EBS Rate* 00.0847
ECB Rate 00.0844
EBS & ECB % Difference 00.28
Poland Zloty (PLN)
EBS Rate* 00.2360
ECB Rate 00.2356
EBS & ECB % Difference 00.18
Romania Leu (RON)
EBS Rate* 00.1985
ECB Rate 00.1971
EBS & ECB % Difference 00.69
Sweden Krona (SEK)
EBS Rate* 00.0900
ECB Rate 00.0896
EBS & ECB % Difference 00.40
United Kingdom Pound Sterling (GBP)
EBS Rate* 01.1689
ECB Rate 01.1644
EBS & ECB % Difference 00.39

* EBS rate is the Mastercard rate.

Currency conversion fees

For non-euro transactions we apply the following fees to the MoneyManager Debit card. There are no fees on the Teen Savings Debit card.

Transaction Type  ATM Withdrawals Using a Debit Card for purchases in a foreign currency
Currency Conversion
Fee (non-euro)
1% of transaction value
Min. €1.91 – Max. €6.00
1% of transaction value
Min. €0.30 – Max. €6.00

Important Information

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Debit card to pay for something that is not in euro, Mastercard will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges detailed in your terms and conditions.