— EXCHANGE RATES FOR —

Non-Euro EU/EEA currencies on debit cards

Conversion rates

Money Manager Card

Last Updated: 24 Mar 2023, 22:15

Non-Euro EU Member Currency EBS Rate* (Inclusive of 1.00% bank fee) ECB Rate EBS & ECB % Difference
Bulgaria Lev (BGN) 00.5164 00.5113 01.00
Czech Republic Koruna (CZK) 00.0428 00.0422 01.44
Denmark Krone (DKK) 00.1356 00.1342 01.05
Hungary Forint (HUF) 00.0027 00.0026 03.25
Iceland Krona (ISK) 00.0068 00.0067 02.70
Liechtenstein Swiss Franc (CHF) 01.0256 01.0128 01.27
Norway Krone (NOK) 00.0902 00.0884 02.00
Poland Zloty (PLN) 00.2160 00.2134 01.21
Romania Leu (RON) 00.2088 00.2028 02.94
Sweden Krona (SEK) 00.0905 00.0892 01.44
United Kingdom Pound Sterling (GBP) 01.1510 01.1371 01.21
Bulgaria Lev (BGN)
EBS Rate* (Inclusive of 1.00% bank fee) 00.5113
ECB Rate 00.5113
EBS & ECB % Difference -00.00
Czech Republic Koruna (CZK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0424
ECB Rate 00.0422
EBS & ECB % Difference 00.44
Denmark Krone (DKK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.1343
ECB Rate 00.1342
EBS & ECB % Difference 00.05
Hungary Forint (HUF)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0026
ECB Rate 00.0026
EBS & ECB % Difference 02.22
Iceland Krona (ISK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0068
ECB Rate 00.0067
EBS & ECB % Difference 01.68
Liechtenstein Swiss Franc (CHF)
EBS Rate* (Inclusive of 1.00% bank fee) 01.0155
ECB Rate 01.0128
EBS & ECB % Difference 00.27
Norway Krone (NOK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0893
ECB Rate 00.0884
EBS & ECB % Difference 00.99
Poland Zloty (PLN)
EBS Rate* (Inclusive of 1.00% bank fee) 00.2138
ECB Rate 00.2134
EBS & ECB % Difference 00.21
Romania Leu (RON)
EBS Rate* (Inclusive of 1.00% bank fee) 00.2067
ECB Rate 00.2028
EBS & ECB % Difference 01.92
Sweden Krona (SEK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0896
ECB Rate 00.0892
EBS & ECB % Difference 00.44
United Kingdom Pound Sterling (GBP)
EBS Rate* (Inclusive of 1.00% bank fee) 01.1396
ECB Rate 01.1371
EBS & ECB % Difference 00.21

* EBS rate is the Mastercard rate plus the currency conversion fee.

Conversion rates

Teen Card

Last Updated: 24 Mar 2023, 22:15

Non-Euro EU Member Currency EBS Rate* ECB Rate EBS & ECB % Difference
Bulgaria Lev (BGN) 00.5113 00.5113 -00.00
Czech Republic Koruna (CZK) 00.0424 00.0422 00.44
Denmark Krone (DKK) 00.1343 00.1342 00.05
Hungary Forint (HUF) 00.0026 00.0026 02.22
Iceland Krona (ISK) 00.0068 00.0067 01.68
Liechtenstein Swiss Franc (CHF) 01.0155 01.0128 00.27
Norway Krone (NOK) 00.0893 00.0884 00.99
Poland Zloty (PLN) 00.2138 00.2134 00.21
Romania Leu (RON) 00.2067 00.2028 01.92
Sweden Krona (SEK) 00.0896 00.0892 00.44
United Kingdom Pound Sterling (GBP) 01.1396 01.1371 00.21
Bulgaria Lev (BGN)
EBS Rate* 00.5113
ECB Rate 00.5113
EBS & ECB % Difference -00.00
Czech Republic Koruna (CZK)
EBS Rate* 00.0424
ECB Rate 00.0422
EBS & ECB % Difference 00.44
Denmark Krone (DKK)
EBS Rate* 00.1343
ECB Rate 00.1342
EBS & ECB % Difference 00.05
Hungary Forint (HUF)
EBS Rate* 00.0026
ECB Rate 00.0026
EBS & ECB % Difference 02.22
Iceland Krona (ISK)
EBS Rate* 00.0068
ECB Rate 00.0067
EBS & ECB % Difference 01.68
Liechtenstein Swiss Franc (CHF)
EBS Rate* 01.0155
ECB Rate 01.0128
EBS & ECB % Difference 00.27
Norway Krone (NOK)
EBS Rate* 00.0893
ECB Rate 00.0884
EBS & ECB % Difference 00.99
Poland Zloty (PLN)
EBS Rate* 00.2138
ECB Rate 00.2134
EBS & ECB % Difference 00.21
Romania Leu (RON)
EBS Rate* 00.2067
ECB Rate 00.2028
EBS & ECB % Difference 01.92
Sweden Krona (SEK)
EBS Rate* 00.0896
ECB Rate 00.0892
EBS & ECB % Difference 00.44
United Kingdom Pound Sterling (GBP)
EBS Rate* 01.1396
ECB Rate 01.1371
EBS & ECB % Difference 00.21

* EBS rate is the Mastercard rate.

Currency conversion fees

For non-euro transactions we apply the following fees to the MoneyManager Debit card. There are no fees on the Teen Savings Debit card.

Transaction Type  ATM Withdrawals Using a Debit Card for purchases in a foreign currency
Currency Conversion
Fee (non-euro)
1% of transaction value
Min. €1.91 – Max. €6.00
1% of transaction value
Min. €0.30 – Max. €6.00
Important Information
  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Debit card to pay for something that is not in euro, Mastercard will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges detailed in your terms and conditions.