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‘Mortgage life insurance’ or ‘Mortgage protection insurance?’ You say tomato; we say, well, um… tomato. Anyway, our mortgage protection insurance (commonly known as mortgage protection), is a popular form of life insurance. This type of plan will pay off your mortgage if you die during the terms set out.
Mortgage protection insurance is a must have for any mortgage holder because mortgage lenders will need you to have this in place before they can give you a mortgage.
Contact our financial planning advisor to get a free quote.
This plan pays out a cash lump sum to cover your mortgage if you die during the term of your plan
You can also choose to add on Specified Illness Cover, which will provide a cash lump sum to help you repay your mortgage if you are diagnosed with one of the specified illnesses covered during the term
Your monthly premium will stay the same for the whole period you’re insured for
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The amount you pay will depend on your age, your health, whether you smoke, how much protection you want, and how long you want the cover for. The minimum you can pay each month is €13.13. This includes the 1% government levy
We want to make paying as hassle-free as possible. With mortgage protection insurance, you pay by direct debit. You can choose to pay a set amount every month, every three months, every six months or every year.
Mortgage Protection Cover is provided by Irish Life Assurance plc.
Acceptance terms and conditions apply. EBS d.a.c. is tied to Irish Life Assurance plc.
Irish Life Assurance plc is regulated by the Central Bank of Ireland.
EBS d.a.c. is regulated by the Central Bank of Ireland.
For details on remunerations, please visit our remunerations page.