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— PROTECTING YOUR MORTGAGE —
A popular form of life insurance
‘Mortgage life insurance’ or ‘Mortgage protection insurance?’ You say tomato; we say, well, um… tomato. Anyway, our mortgage protection insurance (commonly known as mortgage protection), is a popular form of life insurance. This type of plan will pay off your mortgage if you die during the terms set out.
Mortgage protection insurance is a must have for any mortgage holder because mortgage lenders will need you to have this in place before they can give you a mortgage.
Contact our financial planning advisor to get a free quote.
— WHAT WE OFFER —
Benefits of EBS mortgage protection insurance
Mortgage cover
This plan pays out a cash lump sum to cover your mortgage if you die during the term of your plan
Need extra protection?
You can also choose to add on Specified Illness Cover, which will provide a cash lump sum to help you repay your mortgage if you are diagnosed with one of the specified illnesses covered during the term
Cost of cover
Your monthly premium will stay the same for the whole period you’re insured for
What you need to know
Pen and paper at the ready? Some important things to note about our mortgage protection insurance:
- You’ll need to be aged between 18 and 74.
- We will insure you for a 5 to 40-year term, or up to age 80 (whichever is earlier).
- The term for Specified Illness Cover is 5 to 40 years or up to age 75 (whichever is earlier).
- If you stop making your regular payments, you will no longer be protected, and we can’t refund any money.
- You can’t cash in your plan – that’s what our great savings plans are for, after all.
- The amount you pay is guaranteed to stay the same for the entire period that you are insured for.
- The minimum monthly premium is €13 (this is exclusive of 1% government levy).
- Only available if you are living in the Republic of Ireland.
Looking for more info? Check out the guides below for further information:
— FAQ —
Got some questions?
We’re happy to answer them
The amount you pay will depend on your age, your health, whether you smoke, how much protection you want, and how long you want the cover for. The minimum you can pay each month is €13.13. This includes the 1% government levy
We want to make paying as hassle-free as possible. With mortgage protection insurance, you pay by direct debit. You can choose to pay a set amount every month, every three months, every six months or every year.
Need more support?
Important Information
Mortgage Protection Cover is provided by Irish Life Assurance plc.
Acceptance terms and conditions apply.
EBS d.a.c is tied to Irish Life Assurance plc for life and pensions business.
EBS d.a.c. is regulated by the Central Bank of Ireland.
Irish Life Assurance plc, trading as Irish Life, is regulated by the Central Bank of Ireland.
For details on remunerations, please visit our remunerations page.
- WARNING: YOU MUST KEEP UP WITH YOUR MONTHLY PAYMENTS TO STAY ON COVER.