EBS d.a.c. Credit Ratings

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EBS d.a.c. Credit Ratings

Fitch Credit Rating

	Short term rating	Long term rating	Outlook
AIB Group (incl. EBS d.a.c.)*	F3	BBB-	Positive

* All debt/deposits not covered by the Credit Institutions (Eligible Liability Guarantee) Scheme 2009.

Moodys Credit Rating

	Short term rating	Long term rating	Outlook
AIB Group (incl. EBS dac) **	Prime-1	A2	Positive
AIB Group (incl. EBS dac) ***	Prime-2	A3	Positive

** All deposits not covered by the Credit Institutions (Eligible Liability Guarantee) Scheme 2009.
*** All debt not covered by the Credit Institutions (Eligible Liability Guarantee) Scheme 2009.