How much can I borrow?

How much you can borrow depends on your means and your income, based on rules laid out by the Central Bank of Ireland. And remember, even though there might be a limit to the amount you can borrow, you can save as much deposit as you like to make up the balance. In less than 3 minutes, our handy mortgage calculator will give you a good idea of how much you can borrow.

    To consider Joint application as First Time Buyer, both applicants must be First Time Buyer

    Applicant 1

        Please select your income before tax

        Applicant 2

            Please select your income before tax
            Please select your no. of financial dependents
            Example of financial commitments includes childcare costs, loan repayments, credit card repayments etc

            You may be able to borrow up to


            Applicant 1 Income should be greater than Applicant 2 Income

            This amount is based on a 35 year term. The amount you may be able to borrow could be less than this if you opt for a shorter term.

            This calculator is for illustrative purposes only and does not constitute approval in principle or an offer of loan facilities. Loan approval will be subject to terms and conditions. This quotation should be read in conjunction with the features and benefits of the loan outlined below.

            It’s a good idea to book a relaxed chat with your local Mortgage Advisor, who will answer any query you have about applying.

            Home Mortgages General and Regulatory Information

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            Monthly repayments

            Calculate your monthly repayments

            Fixed or variable rate?

            Have a browse through our current interest rates

            Regulatory Information
            • Lending criteria, terms and conditions apply. Over 18s only. Security may be required.
            • WARNING: If you do not keep up your repayments you may lose your home.
            • WARNING: You may have to pay charges if you pay off a fixed-rate loan early.
            • WARNING: The cost of your monthly repayments may increase.
            • WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.