Children's Savings Account

EBS Children’s Savings Account

Does a savings account come with a Lightsaber? If you have kids, you’ll know they can ask some pretty entertaining questions.

Read more below, or why not request a call back with your local savings expert? They’ll answer any query you have or meet you for a relaxed chat about your options.

Benefits of an EBS Children's Savings Account

  • No fees or charges on this account.
  • You can view your child’s accounts online  here.
  • You can lodge or withdraw money as often as you like.
  • A FREE bonus payment of €20. This will be credited to the account 6 months from account opening, if a minimum balance of €50 is saved and is kept in the account for the first 6 months from the date of opening. (Subject to DIRT deduction).
  • A ‘grown-up’ Passbook – they’ll be convinced they’re real-life savers.
  • The account also comes with some nice little extras:
    • A Welcome Pack with a piggy bank (no computer game can beat this old-school novelty) and stickers to keep them busy.
    • A Savers Certificate and birthday cards posted to your little one.

Features of an EBS Children's Savings Account

  • One account per child can be opened. The account is to be opened by an adult on behalf of a child from birth to 11 years of age. The adult is the person authorised to operate the account.
  • The interest is variable, calculated daily and credited to the account in June and December.
  • Minimum balance of €1 and a maximum balance of €5,000.
  • Within four months after the child reaches 12 years of age, the account will be redesignated as an EBS Teen Savings Account. But don’t worry, we will write to you both when your account has converted.
  • This account is for personal customers only.
  • Check out our EBS Children's Savings Rates, and see our full Terms and Conditions here and here for EBS Children’s Savings Account.
Please note both General & Specific Terms & Conditions apply to this account

Important / Regulatory Notice

Important information: Account terms & conditions apply. Interest is subject to Deposit Interest Retention Tax (D.I.R.T.) at the prevailing rate (for more information see