Savings Interest Rates

Rates last reviewed 24th November 2020

*A.E.R is the annual equivalent rate. Rate quoted is variable. Interest is subject to D.I.R.T at the prevailing rate (for more information see www.revenue.ie). Terms and Conditions apply. Interest is calculated on a 365-day basis.

EBS Instant Access Account

No minimum opening balance – Maximum Aggregate Balance of €500k

Balance Gross Rate % A.E.R.%
Balance up to €19,999 0.00 0.00
€20,000 to €99,999 0.00 0.00
€100,000 + 0.00 0.00

EBS MoneyManager Account

No minimum opening balance – Maximum Aggregate Balance of €500k

Balance Gross Rate % A.E.R.%
Balance up to €19,999 0.00 0.00
€20,000 to €99,999 0.00 0.00
€100,000 + 0.00 0.00

EBS Children’s Savings Account

Minimum Opening Balance €0.01 – Maximum Balance of €5,000

Balance Gross Rate% A.E.R.%
€0 - €5000.99 1.00 1.00
€5001+ 0.00 0.00

EBS Teens Savings Account

Minimum Opening Balance €0.01 – Maximum Balance of €5,000

Balance Gross Rate% A.E.R.%
€0 - €5000.99 1.00 1.00
€5001+ 0.00 0.00

EBS Family Savings Account (Year 1)

Minimum Account Opening Lodgement of €0.01. Maximum Account Opening Lodgement of €1,000. Monthly Payment by standing order of €100 - €1,000 required.

Balance Gross Return% A.E.R.%
All Balances 0.10 0.10

EBS Family Savings Account (Year 2)

Monthly Payment by standing order of €100 - €1,000 required.

Balance Gross Return% A.E.R.%
All Balances 0.01 0.01

Savings Interest Rates for Accounts no longer available to open 

EBS Diamond Account

Subject to DIRT (where applicable) Interest Rate is variable and is subject to change. Terms and Conditions apply. Interest is calculated on a 360-day basis.

Balance Gross Rate% A.E.R.%
Up to €100,000 0.01 0.01
€100,000 + 0.01 0.01

EBS SureCertificate

Minimum Balance €1,000 – No Maximum Balance

Balance Accumulated Gross Return% A.E.R.%
After 6 Months 0.01 0.03
After 1 Year 0.03 0.03
After 1 Year 6 Months 0.05 0.03
After 2 Years 0.08 0.04
After 2 Years 6 Months 0.11 0.04
After 3 Years 0.13 0.04
After 3 Years 6 Months 0.17 0.04
After 4 Years 0.21 0.05

EBS SureGrowth Account

Minimum Balance €5,000 – No Maximum Balance

Term Gross Return% A.E.R.%
2 Years 0.11 0.05
3 Years 0.16 0.05
5 Years 0.26 0.05

EBS 3, 6 & 9 Month Fixed Term Savings Account

Minimum Balance €10,000 – No Maximum Balance

Term Balance Gross Return% A.E.R%
3 Months All Balances 0.01 0.05
6 Months All Balances 0.03 0.05
9 Months All Balances 0.04 0.05

EBS 12 Month Fixed Term Savings Account

Minimum Balance €10,000 – No Maximum Balance

Term Balance Gross Return% A.E.R%
12 Months All Balances 0.05 0.05

EBS 15 Month Fixed Term Savings Account

Minimum Balance €3,000 – Maximum Balance €500,000

Term Balance Gross Return% A.E.R.%
15 Month €3,000 - €49,999 0.07 0.05
€50,000 - €99,999 0.07 0.05
€100,000 + 0.07 0.05

Important / Regulatory Notice

All rates on this document are subject to change and do not form the basis of a contract.

Savings terms and conditions apply. EBS d.a.c. is regulated by the Central Bank of Ireland.