Savings Interest Rates

Rates last reviewed 22nd May 2017

*A.E.R is the annual equivalent rate. Rate quoted is variable. Interest is subject to D.I.R.T at the prevailing rate (for more information see www.revenue.ie). Terms and Conditions apply. Interest is calculated on a 365-day basis.

EBS Instant Access Account

Minimum Opening Balance €0.01 – No Maximum Balance

Balance Gross Rate% A.E.R.%
All Balances 0.03 0.03

EBS Moneymanager

Minimum Opening Balance €0.01 – No Maximum Balance

Balance Gross Rate% A.E.R.%
All Balances 0.03 0.03

EBS High Yield Access Account

Minimum Opening Balance €100,000 – No Maximum Balance

Balance Gross Rate% A.E.R.%
€100,000 to €249,999 0.15 0.15
€250,000+ 0.25 0.25

EBS 40 Day Notice Account

Minimum Opening Balance €5,000 – No Maximum Balance

Balance Gross Rate% A.E.R.%
€5,000 to €24,999 0.20 0.20
€25,000 to €99,999 0.20 0.20
€100,000+ 0.20 0.20

EBS Children’s & Teens Savings Account

Minimum Opening Balance €0.01 – Maximum Balance of €5,000

Balance Gross Rate% A.E.R.%
All Balances 2.00 2.01

EBS Family Savings Account (Year 1)

Minimum Account Opening Lodgement of €0.01. Maximum Account Opening Lodgement of €1,000. Monthly Payment by standing order of €100 - €1,000 required.

Balance Gross Rate% A.E.R.%
All Balances 3.00 3.00

EBS Family Savings Account (Year 2)

Monthly Payment by standing order of €100 - €1,000 required.

Balance Gross Rate% A.E.R.%
All Balances 0.35 0.35

EBS SureCertificate

Minimum Opening Balance €1,000 – No Maximum Balance

Balance Accumulated Gross Return A.E.R.%
After 6 Months 0.10 0.20
After 1 Year 0.23 0.23
After 1 Year 6 Months 0.39 0.25
After 2 Years 0.56 0.27
After 2 Years 6 Months 0.74 0.29
After 3 Years 0.94 0.31
After 3 Years 6 Months 1.15 0.32
After 4 Years 1.41 0.35

EBS SureGrowth Account

Minimum Opening Balance €5,000 – No Maximum Balance

Term Gross Rate% A.E.R.%
2 Years 0.71 0.35
3 Years 1.06 0.35
5 Years 1.77 0.35

EBS SureIncome Account

Minimum Opening Balance €5,000 – No Maximum Balance

Term Income Gross Rate% A.E.R%
2 Years Monthly 0.35 0.35
Half- yearly 0.35 0.35
3 Years Monthly 0.35 0.35
Half-yearly 0.35 0.35
4 Years Monthly 0.35 0.35
Half-yearly 0.35 0.35
5 Years Monthly 0.35 0.35
Half-yearly 0.35 0.35

EBS 3, 6, 9 & 12 Month Fixed Term Savings Account

Minimum Opening Balance €10,000 – No Maximum Balance

Term Income Gross Rate% A.E.R%
3 Months All Balances 0.10 0.10
6 Months All Balances 0.20 0.20
9 Months All Balances 0.25 0.25
12 Months All Balances 0.35 0.35

EBS 15 Month Fixed Term Savings Account

Minimum Opening Balance €3,000 – Maximum Balance €500,000

Balance Gross Rate% A.E.R.%
All Balances 0.44 0.35

Savings Interest Rates for Accounts no longer available to open 

EBS Optimise Account

Subject to DIRT (where applicable). Interest Rate is variable and subject to change

Balance Gross Rate% A.E.R.%
All Balances 0.03 0.03

EBS Access 30 Account

Subject to DIRT (where applicable) Variable rate subject to 30 days notice of withdrawal

Balance Gross Rate% A.E.R.%
Up to €24,999 0.03 0.03
€25,000 to €49,999 0.03 0.03
€50,000 to €99,999 0.10 0.10
€100,000 + 0.10 0.10

EBS Platinum Account

Subject to DIRT (where applicable), Interest rate is variable and subject to change

Balance Gross Rate% A.E.R.%
Up to €100,000 0.03 0.03
€100,000 + 0.03 0.03

EBS Diamond Account

Subject to DIRT (where applicable) Interest Rate is variable and is subject to change

Balance Gross Rate% A.E.R.%
Up to €100,000 0.03 0.03
€100,000 + 0.03 0.03

EBS Call Deposit Personal Sterling Account

Interest subject to DIRT (where applicable)

Balance Gross Rate% A.E.R.%
Up to €100,000 0.03 0.03
€100,000 + 0.03 0.03

Important / Regulatory Notice

All rates on this document are subject to change and do not form the basis of a contract.

Savings terms and conditions apply. EBS d.a.c. is regulated by the Central Bank of Ireland.