Savings Interest Rates

Rates last reviewed 18th September 2021

*A.E.R is the annual equivalent rate. Rate quoted is variable. Interest is subject to D.I.R.T at the prevailing rate (for more information see www.revenue.ie). Terms and Conditions apply. Interest is calculated on a 365-day basis.

EBS Instant Access Account

No minimum opening balance – Maximum Aggregate Balance of €500,000

Balance Gross Rate % A.E.R.%
Balance up to €19,999 0.00 0.00
€20,000 to €99,999 0.00 0.00
€100,000 + 0.00 0.00

EBS MoneyManager

Minimum Opening Balance €0.01 – No Maximum Balance

Balance Gross Rate % A.E.R.%
Balance up to €19,999 0.00 0.00
€20,000 to €99,999 0.00 0.00
€100,000 + 0.00 0.00

EBS Children’s Savings Account

Minimum Opening Balance €0.01 – Maximum Balance of €5,000

Balance Gross Rate% A.E.R.%
€0 - €5000.99 1.00 1.00
€5001+ 0.00 0.00

EBS Teens Savings Account

Minimum Opening Balance €0.01 – Maximum Balance of €5,000

Balance Gross Rate% A.E.R.%
€0 - €5000.99 1.00 1.00
€5001+ 0.00 0.00

EBS Family Savings Account (Year 1)

Minimum Account Opening Lodgement of €0.01. Maximum Account Opening Lodgement of €1,000. Monthly Payment by standing order of €100 - €1,000 required.

Balance Gross Return% A.E.R.%
All Balances 0.10 0.10

EBS Family Savings Account (Year 2)

Monthly Payment by standing order of €100 - €1,000 required.

Balance Gross Return% A.E.R.%
All Balances 0.01 0.01

Savings Interest Rates for Accounts no longer available to open 

EBS Diamond Account

Subject to DIRT (where applicable) Interest Rate is variable and is subject to change. Terms and Conditions apply. Interest is calculated on a 360-day basis.

Balance Gross Rate% A.E.R.%
Up to €100,000 0.01 0.01
€100,000 + 0.01 0.01

EBS SureCertificate

Minimum Balance €1,000 – No Maximum Balance

Balance Accumulated Gross Return% A.E.R.%
After 6 Months 0.01 0.03
After 1 Year 0.03 0.03
After 1 Year 6 Months 0.05 0.03
After 2 Years 0.08 0.04
After 2 Years 6 Months 0.11 0.04
After 3 Years 0.13 0.04
After 3 Years 6 Months 0.17 0.04
After 4 Years 0.21 0.05

EBS SureGrowth Account

Minimum Balance €5,000 – No Maximum Balance

Term Gross Return% A.E.R.%
2 Years 0.11 0.05
3 Years 0.16 0.05
5 Years 0.26 0.05

EBS Fixed Accounts

Maximum Aggregrate Balance €500,000

 

Term Balance Gross Return% A.E.R%
1 week Max Aggregrate balance €500,000 0% 0%

Important / Regulatory Notice

All rates on this document are subject to change and do not form the basis of a contract.

Savings terms and conditions apply. EBS d.a.c. is regulated by the Central Bank of Ireland.

Please see EBS Fixed Accounts Terms and Conditions here.