Savings Interest Rates
Rates applicable from 19th September 2023
* A.E.R is the annual equivalent rate. Rate quoted is variable. Interest is subject to D.I.R.T at the prevailing rate (for more information see www.revenue.ie). Terms and Conditions apply. Interest is calculated on a 365-day basis.
EBS Instant Access Account
No minimum opening balance – Maximum Aggregate Balance of €500,000.
| Balance | Gross Rate % | A.E.R. % |
| Balance up to €19,999 | 0.25 | 0.25 |
| €20,000 to €99,999 | 0.25 | 0.25 |
| €100,000 + | 0.25 | 0.25 |
EBS MoneyManager
Minimum Opening Balance €0.01 – Maximum Aggregate Balance of €500,000.
| Balance | Gross Rate % | A.E.R. % |
| Balance up to €19,999 | 0.00 | 0.00 |
| €20,000 to €99,999 | 0.00 | 0.00 |
| €100,000 + | 0.00 | 0.00 |
EBS Children’s Savings Account
Minimum Opening Balance €1 – Maximum Balance of €5,000.99.
| If your balance is | Gross Rate % | A.E.R. % |
| €0.01 - €5000.99 | 2.50 | 2.51 |
| €5001+* | 0.25 | 0.25 |
*If your balance is more than €5,000.99, we will give you the lower interest rate on all the money in the account. The interest rate on the account is variable. That means the interest rate changes from time to time.
EBS Teens Savings Account
Minimum Opening Balance €1 – Maximum Balance of €5,000.99.
| If your balance is | Gross Rate % | A.E.R. % |
| €1 - €5000.99 | 2.50 | 2.51 |
| €5001+* | 0.25 | 0.25 |
*If your balance is more than €5,000.99, we will give you the lower interest rate on all the money in the account. The interest rate on the account is variable. That means the interest rate changes from time to time.
EBS Family Savings Account (Year 1)
Minimum Account Opening Lodgement of €0.01. Maximum Account Opening Lodgement of €1,000. Monthly Payment by standing order of €100 - €1,000 required.
| Balance | Gross Rate % | A.E.R. % |
| All Balances | 3.00 | 3.00 |
EBS Family Savings Account (Year 2)
Monthly Payment by standing order of €100 - €1,000 required.
| Balance | Gross Rate % | A.E.R. % |
| All Balances | 1.25 | 1.25 |
Savings Interest Rates for Accounts no longer available to open
EBS Diamond Account
Subject to DIRT (where applicable) Interest Rate is variable and is subject to change. Terms and Conditions apply. Interest is calculated on a 360-day basis.
| Balance | Gross Rate % | A.E.R. % |
| Up to €100,000 | 0.01 | 0.01 |
| €100,000 + | 0.01 | 0.01 |
EBS Fixed Accounts
Max Aggregate balance €500,000
Please see EBS Fixed Accounts Terms and Conditions here.
| Term | Gross Return % | A.E.R. % |
| 1 week | 0.25% |
0.25% |
Important Information
All rates on this document are subject to change and do not form the basis of a contract.
Savings terms and conditions apply.