Instant Access Savings

Instant Access Savings

EBS Instant Access Account

Want to have your cake and eat it too? Of course you do. And you can, with an EBS Instant Access Account. That’s because you can save for as long as you like, and access your money any time you want to. It couldn’t be any easier.

It will be there for you for any family event that comes along (big or small) – whether that’s a broken boiler or a much needed holiday (we’re not judging).

Read more below, or why not request a call back from your local savings expert? They’ll answer any query you have or meet you for a relaxed chat about your options.

Features of an EBS Instant Access Account

  • There is no minimum opening lodgement.
  • Maximum of two accounts per customer, including both sole and joint accounts.
  • Maximum combined balance you can hold in your EBS Instant Access Account(s) is €500,000.
  • This account is for Personal customers only and can be opened in sole or joint names.
  • No standing orders, direct debits or external payments permitted on this account.
  • Interest rate is variable and where applicable, interest is calculated daily and paid into your account half yearly in June and December.
  • Check out our Instant Access Account Rate, or read our full Terms and Conditions for the Instant Access Account here and here
  • Please note that the General Terms and Conditions for EBS Demand Accounts applies to the EBS Instant Access Account which also has its own Specific Terms.

Benefits of an EBS Instant Access Account

  • You can lodge and withdraw money as often as you like.
  • Passbook may be issued to allow you to keep track of your savings.
  • You can pay bills and keep track of your account online.
  • No maintenance or transaction fees apply for this Account, but there may be other service charges that apply. For details see EBS Fees and Charges.

Important / Regulatory Notice

Important information: Account terms & conditions apply. Interest is subject to Deposit Interest Retention Tax (D.I.R.T.) at the prevailing rate (for more information see