— I WANT A —

Family Savings Account


Get into the habit of regular saving

Saving money can seem like a big mountain to climb for a lot of people. But the good news is you don't have to give up everything you love. Turning savings into an overall habit, day-to-day, is a sure-fire way to success. Whether you're saving for a new car, wedding, holiday or a new home deposit, putting a little money aside each month is a great way to see your savings grow.


What we offer

Save regularly

Our family savings account lets you put a little away on a regular basis – from €100 to €1,000 a month  that can be made by standing order from any payment account

Interest on daily basis

Interest will be accrued on a daily basis on credit balances and will be credited at the end of each term to your account(s)

Withdrawal policy

One withdrawal may be made during each term. No further withdrawals or lodgements are allowed during the term

Opening balance

You can open an account with only €0.01, up to a maximum €1,000

No fees or charges

No maintenance or transaction fees apply (but there may be other service charges). For details see EBS Fees and Charges

What you need to know

  • This account is for personal customers only and you may open one account in your sole name and one in joint names.

  • The minimum term of the account is one year.

  • From year two, the rate on the account will reduce to the prevailing rate for the Family Savings Account (Year 2).

  • After your first year of saving you can top up your account with up to €50,000, in addition to your monthly payments. 

  • With an attractive interest rate, you’ll see your money grow in no time. Check out our Family Savings Account Rates.

  • You can see the full terms and conditions for the Family Savings Account here.

— FAQ —

Got some questions?

Find answers to some of the frequently asked questions

By bringing the documents we need with you, you’ll save time and have your new account opened in no time. Whether you are a new or existing EBS customer, to open a new savings account you will be asked to provide:

  • Personal identification documentation – such as a valid passport or valid driver’s licence, this needs to be an original, not a copy.

  • Proof of your permanent address – for example, a current utility bill, dated within the last six months (e.g. gas, ESB, landline phone), bank statement, motor or home insurance renewal document. Again, documents need to be originals.

  • Proof of your PPS number. 

The minimum term of the account is one year. At the end of the one-year term, you can withdraw part or all your funds, or continue to save for another one-year term. If you don’t let us know what you’d like to do before each maturity date, these conditions will continue your savings for a further 12-month period at the prevailing rate.

Need more support?

Savings Interest Rates


Contact us

Request a call back from your local savings advisor. They’ll be happy to meet you for a chat or answer any questions you have

Request a call back
Important Information

Account terms & conditions apply. Interest is subject to Deposit Interest Retention Tax (D.I.R.T.) at the prevailing rate (for more information see www.revenue.ie). This is a rolling one-year fixed term savings account. From year 2 onwards, you will be advised of the rate available prior to the start of any subsequent term.