Family savings account

Family Savings Account

EBS Family Savings Account

The EBS Family Savings Account suits family life to a T. Whether you're saving for a new car, wedding, holiday or a new home deposit, putting a little money aside each month is a great way to see your savings grow. It lets you put a little away on a regular basis – from €100 to €1,000 a month, to be exact.

And the best thing about it? It offers a competitive rate of interest each year you save. This means you can plan that rainy day (or sunny day) down to the last cent– you’ll know exactly how much you can afford.

I Want a Flexible Savings Account for My Family

Our Family Savings Account is specifically designed for those big or small family goals. It’s a rolling one-year fixed savings account, which allows you one withdrawal per year too – giving you the flexibility you need. With an attractive interest rate you’ll see your money grow in no time.

Browse our current interest rates or request a call back from your local savings advisor; they’ll be happy to meet you for a chat or answer any query you have.

Benefits of a Family Savings Account

  • Save between €100 and €1,000 per month, by standing order from any payment account.
  • Interest will be accrued on a daily basis on credit balances and will be credited at the end of each Term to your account(s).
  • At the end of the one-year term, you have the option to withdraw part or all of your funds, or continue to save for another one-year term. If you don’t confirm your intentions with regard to the Account prior to each maturity date, these conditions will continue to apply to your savings for a further 12-month period at the prevailing rate.
  • No maintenance or transaction fees apply (but there may be other service charges). For details see EBS Fees and Charges.
  • After your first year of saving you can top up your account with up to €50,000, in addition to your monthly payments (for a really sunny day). 

Features of a Family Savings Account

  • You can open an account with only €0.01, up to a maximum €1,000.
  • This account is for personal customers only and you may open one account in your sole name and one in joint names.
  • The minimum term of the account is one year.
  • From year two, the rate on the account will reduce to the prevailing rate for the Family Savings Account (Year 2).
  • One withdrawal may be made from the Account during each Term. No further withdrawals or lodgements are allowed during the term.
  • Check out our Family Savings Account Rates, or see full Terms and Conditions for the Family Savings Account here.

Important / Regulatory Notice

Important information: Account terms & conditions apply.. Interest is subject to Deposit Interest Retention Tax (D.I.R.T.) at the prevailing rate (for more information see This is a rolling one year fixed term savings account. from year 2 onwards, you will be advised of the rate available propr to the start of any subsequent term.