We are offering home buyers up to 3% Back in Cash. That’s 2% of the value of your new mortgage upfront and 1% in five years if you are a first time buyer, mover, purchasing a holiday home or switching your mortgage to EBS. Please see the terms and conditions of this EBS up to 3% Back in Cash Offer.
Yep …that's up to €5,000 two months after you take out the mortgage and a further €2,500 in 5 years’ time on a €250,000 mortgage, Back in Cash. Why? Because an EBS Mortgage Master knows the mortgage process back to front – they know that that extra few bob really counts in the final moving in stage.
Our up to 3% Back in Cash Offer terms and conditions are as follows:
Your EBS Mortgage Master doesn’t like any messing or fussing either. That’s why you get your EBS 3% Back in Cash mortgage offer into the current account used to pay your mortgage, using a direct debit, 2% within two months of taking out the mortgage and an another 1% after five years. This offer is subject to conditions of the mortgage.
The amount you’ll get back depends on the size of your mortgage. Simples. Here are some examples.
|My Mortgage||Back in Cash at Drawdown||Back in Cash Year 5|
You can borrow up to 90% of the value of the property - Loan To Value (LTV)
Up to 80% loan to value is available for a studio apartment valued at €275,000 or above, or a one bedroom property. We do not lend to buy studio apartments valued at under €275,000
Repayment term up to 35 years, depending on the age of borrowers
The offer will have no effect on the cost of your mortgage credit whether you take it or not.
If you have a tracker mortgage with another mortgage provider, switching your mortgage to EBS means you will lose that tracker rate. We recommend you get independent financial advice before deciding to switch your mortgage.
We reserve the right to amend, withdraw or terminate the offer or substitute the offer with another or alter the specification of the offer without prior notice. Should the offer be amended, terminated or withdrawn, we will endeavour to inform all affected customers and will provide a similar alternative offer that meets with our regulatory obligations.
User our calculator to figure out how much you can comfortably afford to repay each month
Use our calculator to see how much you would have to repay on your mortgage each month
This will give you a good idea of your options for an interest rate that best suits you