Our up to 3% Back in Cash Offer terms and conditions are as follows:
The offer is not available on the new EBS Green 4 Year Fixed Rate and;
The offer is not available on any Variable Rate (including the Tracker Interest Rate Retention Product) or 1 Year Fixed Rate. For more information on the Terms and Conditions click here.
By signing the Home Loan Interest Rate Application Form, you are applying for this EBS Green 4 Year Fixed Rate Mortgage with the understanding that you cannot have the up to 3% Back in Cash Offer at mortgage drawdown.
Customers who qualify for the EBS Green 4 Year Fixed Rate Mortgage can have a lower rate of interest than our other Fixed Rate Mortgage offerings available as of 17th October 2022.
There is usually a cost to get a BER Certificate. Please see Sustainable Energy Association of Ireland (SEAI) for more information. Please be advised that this is a 3rd party website.
You can find out more and get Cost of Credit examples from your EBS Mortgage Advisor.
For information on the EBS Green 4 Year Fixed Rate Mortgage including examples of the Cost of Credit and Early Breakage Charges please click here.
A typical €100,000, 20 year mortgage for an Owner Occupier Residential Property with a ‘Green’ 4 year Fixed rate of 3.75% and APR 4.1%, this includes 48 monthly fixed repayments of €592.89 and 192 variable repayments of €610.17. If the interest rate does not vary (based on today’s equivalent variable Rate of 4.15%) during the term of the mortgage, the total cost of credit i.e. the total amount repayable less than the amount of the loan would be €45,826.01 (inclusive of €215.00 valuation report fees). The total amount repayable would be €145,826.01. The effect of a 1% increase in the prevailing variable rate (4.15%) will add €44.46 to the 192 monthly variable repayments. Available to new and existing customers. Breakage fees may apply in the case of existing customers. Lending criteria, terms and conditions apply.