A typical €100,000, 20 year mortgage for an Owner Occupier Residential Property with a ‘Green’ 4 year Fixed rate of 3.75% and APR 4.1%, this includes 48 monthly fixed repayments of €592.89 and 192 variable repayments of €610.17. If the interest rate does not vary (based on today’s equivalent variable Rate of 4.15%) during the term of the mortgage, the total cost of credit i.e. the total amount repayable less than the amount of the loan would be €45,826.01 (inclusive of €215.00 valuation report fees). The total amount repayable would be €145,826.01. The effect of a 1% increase in the prevailing variable rate (4.15%) will add €44.46 to the 192 monthly variable repayments. Available to new and existing customers. Breakage fees may apply in the case of existing customers. Lending criteria, terms and conditions apply.