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— INVESTING WITH EBS —
Build an investment portfolio that meets your needs
We all have long term goals for our future. If you want the chance to invest and grow your lump sum in the long term, our choice investments could be the perfect solution.
Your investment is used to buy units in a range of investment funds. The value of your plan is then linked to the value of the unit in these investment funds.
If you have a lump sum to invest for at least five years, and the return on deposit rates just don’t cut it for you, that’s okay. Our choice investments aim to achieve higher returns than deposit accounts.
— WHAT DO I NEED TO KNOW? —
Help with getting started
What is EBS choice investments?
EBS Choice Investments is an investment option that you pay your lump sum into (minus the 1% government levy)
Investment amount
There’s a minimum investment of €5,000
Term of investment
The term is open ended, with a minimum of five years’ investment
Fund management
Split your money across a number of funds, so pick and choose what suits you
What you need to know
We want you to have all the information you need to get investing. Here are a few points to consider:
- The term is open ended, with a minimum of five years’ investment.
- Split your money across a number of funds, so pick and choose what suits you.
- If you need to withdraw your money within the first five years, you can (but there is a charge – see page 42 of the EBS Choice Investment booklet below for further details).
- You must be living in the Republic of Ireland and aged 18 to 75 to avail of the investment.
- There is a minimum investment of €5,000.
- You need to be prepared for the value of your investment to change over time.
- Investors, take note; you could risk getting back less than you put in.
- You can keep track of how your investment is performing through our online portal ‘My Online Services’. You won’t miss a trick.
Looking for more info? Check out the guides below for further information:
— FAQ —
Got some questions?
We’re happy to answer them
If you need to withdraw your money within the first five years, you can but there is a charge – see EBS Choice Investment booklet for further details.
You need to be prepared for the value of your investment to change over time. Investors, take note; you could risk getting back less than you put in.
You need to be prepared for the value of your investment to change over time. Investors, take note; you could risk getting back less than you put in.
Our Choice Investments could be suitable if you:
are living in the Republic of Ireland
want to invest for at least 5 years
have at least €5,000 to invest
are prepared to risk getting back less than you put in
are prepared for the value of your investment to change over time
are aged 18 to 75
Need more support?
Important Information
More information on how EBS approaches sustainability risks (PDF, 2 pages, 59.6KB) in the advice we give you about savings, investment and pension products provided by Irish Life.
More information on how EBS considers principal adverse impacts on sustainability (PDF, 1 page, 44.5KB) factors in the advice we give you about savings, investment and pension products provided by Irish Life.
Life and pension products are provided by Irish Life Assurance plc.
EBS d.a.c is tied to Irish Life Assurance plc for life and pensions business.
EBS d.a.c. is regulated by the Central Bank of Ireland.
Irish Life Assurance plc, trading as Irish Life, is regulated by the Central Bank of Ireland.
- Warning: If you invest in this product you may lose some or all of the money you invest.
- Warning: The value of your investment may go down as well as up.
- Warning: These funds may be affected by changes in currency exchange rates.