We have some helpful budgeting steps to get you started
Let's talk about spending
Shop around
It’s natural to ignore the cost of the little things, especially when what we are buying isn’t that much fun. A little shopping around can add up to a big difference.
When those big bills come around like car and home insurance, gas, electricity, mobile phone, it can be worth comparing prices to make sure you get the best deal. You can also find out more here about EBS home insurance as well as discounts available. They’re not the most exciting things, but a little effort may mean that you’ve more money for the fun things in life.
Saving through banking
You can save money by banking differently too. Contactless is quick and easy and cheaper than getting cash out at a machine. Another example is making sure that you have enough money for your direct debits to clear so you can avoid unnecessary charges. A good idea is to arrange your direct debits to come out the same day you get paid.
Online banking is also a great way to take control of your money. What used to mean a trip to a branch is now at your fingertips. You can save, transfer and pay bills online in seconds.
EBS MoneyManager & Debit Card Account
The EBS Debit Card is available with the EBS MoneyManager account and is provided by MasterCard, giving you more ways to manage your money everyday. With your EBS Debit Card you can pay for goods and get Euro cash back in shops. You can buy online and also track your account online - register for our online banking facility and manage your accounts anywhere, anytime. You can find out more here about the EBS Debit Card.
Terms and Conditions for the MoneyManager Account and the EBS Debit card apply. Government Stamp Duty will be charged at a rate of €0.12 per ATM transaction. Government Stamp Duty only applies to ATM transactions carried out within Ireland (excluding Northern Ireland). This charge is capped at €2.50 if you only use your debit card for ATM transactions and capped at €5 if you use your debit card for both purchases and ATM transactions. Government Stamp Duty charge on debit cards is applied in January, for the previous year. Government Stamp Duty of €0.50 is payable in respect of cheque withdrawals.
