Simple budgeting makes it less likely that you’ll find yourself running out of money.
Jot down all the things that you have to pay for; the regular bills, then list the things you need like clothes, food and fun. Add them up and compare to what you earn each month. Each one on their own may not seem like a lot, but all of them together can eat into your monthly income.
Then look at those big life events like a wedding, a home, family. Plan them out so that you’re more organised and prepared for those times when you’ve big draws on your spending