We understand that things change. Maybe things are different now from when you first got your mortgage. If you think you will miss a mortgage payment you should take action as soon as you can.
That could be taking stock of all your earnings and outgoings; maybe take a look at our Help with Budgeting page. You could also talk to someone such as an independent advisor.
Have a read of one of the sections below, and if you feel you need more specific information, you can call us on 0818 330 044. You can also find some helpful information on our FAQ page.