First time buyers don't have it easy. Mortgages are hard to understand at times. There’s so much financial mumbo jumbo out there. Even worse, many banks will only meet 9-5 to talk mortgages.
Luckily, we have tons of useful info for first time buyers in our First Time Buyer Guide (in plain English) and our Mortgage Master will meet to chat mortgages, whenever suits you. That might be before work, in the evening or even on the weekend – now that's handy.
Read on for all the nuts and bolts of our first time buyer mortgage (and a lovely little deal on your home insurance too). Have a mortgage question? You can ask your local Mortgage Master to call you here.
How Much Can I Borrow as a First Time Buyer?
Features & Benefits
More Information
Two Months Free Home Insurance. Want Some?
Fixed or Variable Rate?
EBS is offering home buyers up to 3% Back in Cash. That’s 2% of the value of your new mortgage upfront and 1% in five years as a first time buyer. Please see the terms and conditions of this EBS up to 3% Back in Cash Offer below.
Yep …that's up to €5,000 two months after drawdown and a further €2,500 in 5 years’ time on a €250,000 mortgage, Back in Cash. Why? Because an EBS Mortgage Master knows the mortgage process back to front – they know that that extra few bob really counts in the final moving in stage.
Your EBS Mortgage Master doesn’t like any messing or fussing, either. That’s why you get your EBS 3% Back in Cash mortgage offer straight into the current account used to pay your mortgage by direct debit, 2% within two months of taking out the mortgage and another 1% after five years. The offer is subject to conditions of the mortgage.
Our up to 3% Back in Cash Offer terms and conditions are as follows:
For more information on the Terms & Conditions see 3% Back in Cash – Mortgage Cash Back – EBS.
You can apply for the EBS Green 4 Year Fixed Rate Mortgage if you are a first time buyer of a home, moving to a new home, buying a holiday home, topping up an existing mortgage, switching a mortgage to us, or moving to a different fixed rate. The EBS Green 4 Year Fixed Rate Mortgage features include:
For more information on the EBS Green 4 Year Fixed Rate Mortgage click here.
Our up to 3% Back in Cash Offer terms and conditions are as follows: