Things may have changed since you last got your mortgage – new Central Bank Rules have come into play, for instance. So how much you can borrow will be based on your income, your house price, and what you can afford.
Up to 90% loan to value is available on switcher mortgages.
Up to 80% loan to value is available for a studio apartment valued at €275,000 or above, or a one-bedroom property.
What you can borrow will also depend on what you can comfortably afford to repay monthly, this typically should not be more than 35% of your disposable income, however this may vary according to individual circumstances. Why not use our mortgage calculator to see what you can afford?